Finding your old pension pots can feel like a challenge, but the key is your policy reference number. Here’s how to track down those pensions:
1. I don’t know my pension provider:
Government Pension Tracing Service: Start with the government’s free tracing service. Enter your old employer’s name. If a provider shows up, proceed to the next step. If not, try the next option.
Email Search: Search “pension” in your email inbox and junk folder for any communications from your provider. If you find a provider name, proceed to the next section.
Contact Old Employers: Call or email your former employer and ask about the pension provider they used. Provide rough employment dates and your National Insurance number for assistance.
2. I know my provider, but not my policy reference number:
Contact Your Pension Provider: Call your provider and give them your name, National Insurance number, and details of the employer who set up the pension. They’ll confirm your policy reference number after a few security questions.
3. I know my provider and policy reference!
Request a Transfer: Log in to your Compound account, click “Add a pension” on your dashboard, and enter your provider’s name and policy reference number. Once submitted, our transfer team will begin the process and keep you updated. These steps will help consolidate your pensions into one place with Compound for easy management!
Risk warnings: Capital at risk. Transferring a pension isn’t right for everyone. You may lose valuable benefits, guarantees, or protections by transferring your pension to another provider.
